For Sale: Saint Cloud MLS# 7040933
































































































































Active
NEW!
$400,000
Single Family: 2 Stories
5 br ⢠4 ba ⢠Built 1996
3,432 sqft ⢠0.4 acres
St. Cloud schools
MLS# 7040933
Open House
10a - 12p
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Property Description
Welcome to this beautifully maintained two-story home offering 5 bedrooms, 4 bathrooms, and a spacious 3-car garage with exceptional living space inside and out. From the inviting curb appeal to the thoughtfully designed floor plan, this home blends comfort, functionality, and quality updates throughout.
The bright main level is filled with natural light from abundant windows and features refinished hardwood floors, a spacious living room, a cozy family room with a fireplace, a private office, formal and informal dining spaces, main-level laundry, and an updated kitchen with painted cabinetry, granite countertops, tile backsplash, built-in wine rack, and stainless steel appliances. Step outside to the maintenance-free deck, stamped concrete patio, and screened cedar gazebo, creating multiple spaces to relax or entertain while overlooking the beautifully wooded backyard.
Upstairs, you'll find four bedrooms, including a spacious primary suite with a walk-in closet and private bath featuring a soaking tub and separate shower. An additional 3/4 bathroom serves the remaining upper-level bedrooms.
The finished lower level offers outstanding flexibility with a large recreation room, kitchenette complete with cabinetry, sink, microwave, dishwasher, and refrigerator, a fifth bedroom, a 3/4 bathroom, plus two additional flex rooms ideal for hobbies, fitness, a home office, or storage.
Major updates include a hail-resistant roof, high-efficiency furnace and A/C, updated kitchen, remodeled upper-level bathrooms, refinished hardwood floors, maintenance-free deck, stamped concrete patio, screened cedar gazebo, new water heater, and attic insulation.
Conveniently located near parks, walking and biking trails, pickleball courts, shopping, restaurants, healthcare, and recreation, this home offers an exceptional combination of space, thoughtful updates, and outdoor enjoyment.
Listing
Listing Status:
Active
Contingency:
None
List Price:
$400,000
Price per sq ft:
$117
Property Type:
Single Family
City:
Saint Cloud
Garage Spaces:
3
County:
Stearns
Year Built:
1996
State:
MN
Property Style:
2 Stories
Zip Code:
56303
Subdivision Name:
Mill Creek
Interior
Bedrooms:
5
Bathrooms:
4
Finished Area:
3,432 ft2
Total Fireplaces:
2
Living Area:
3,432 ft2
Common Wall:
No
Appliances Included:
- Dishwasher
- Disposal
- Gas Water Heater
- Microwave
- Range
- Refrigerator
- Stainless Steel Appliances
Fireplace Details:
- Amusement Room
- Family Room
- Gas
Basement Details:
- Block
- Egress Window(s)
- Finished
- Full
- Kitchenette
- Sump Pump
Exterior
Stories:
Two
Garage Spaces:
3
Garage Size:
792 ft2
Air Conditioning:
Central Air
Foundation Size:
1,260 ft2
Fencing:
Invisible
Handicap Accessible:
None
Out Buildings:
Gazebo
Heating System:
Forced Air
Parking Features:
- Attached Garage
- Concrete
- Garage Door Opener
Shared Amenities:
Other
Unit Amenities:
- Ceiling Fan(s)
- Deck
- Exercise Room
- Hardwood Floors
- Kitchen Window
- Patio
- Porch
- Primary Bedroom Walk-In Closet
- Tile Floors
- Walk-In Closet
- Washer/Dryer Hookup
- Wet Bar
Pool:
Shared
Roof Details:
- Age Over 8 Years
- Asphalt
Rooms
1/4 Baths:
None
Full Baths:
1
Half Baths:
1
3/4 Baths:
2
Bathroom Details:
- 3/4 Basement
- Bathroom Ensuite
- Double Sink
- Full Primary
- Main Floor 1/2 Bath
- Private Primary
- Separate Tub & Shower
- Upper Level 3/4 Bath
- Upper Level Full Bath
- Walk-In Shower Stall
Dining/Kitchen:
- Breakfast Bar
- Kitchen/Dining Room
- Separate/Formal Dining Room
Laundry:
- Electric Dryer Hookup
- Laundry Room
- Main Level
- Sink
- Washer Hookup
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bedroom | 11 x 13 | 143 |
| Bedroom 4 | 13 x 12 | 156 |
| Bedroom 2 | 14 x 12 | 168 |
| Bedroom 3 | 10 x 13 | 130 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Deck | 19 x 17 | 323 |
| Dining Room | 11 x 12 | 132 |
| Dining Room | 10 x 14 | 140 |
| Family Room | 14 x 13 | 182 |
| Kitchen | 12 x 11 | 132 |
| Laundry | 9 x 8 | 72 |
| Living Room | 11 x 13 | 143 |
| Office | 11 x 9 | 99 |
| Patio | 14 x 16 | 224 |
| Porch | 17 x 8 | 136 |
| Screened Porch | 15 x 15 | 225 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Exercise Room | 10 x 13 | 130 |
| Bedroom 5 | 11 x 11 | 121 |
| Flex Room | 9 x 9 | 81 |
| Recreation Room | 36 x 13 | 468 |
Lake & Waterfront
Waterfront Present:
N
Lot & Land
Acres:
0.4
Geolocation:
45.587605, -94.181083
Lot Dimensions:
121 x 164 x 80 x 174
Zoning:
Residential-Single Family
Lot Description:
Tree Coverage - Medium
Schools
School District:
742
District Phone:
3202539333
Financial & Taxes
Tax Year:
2026
Annual Taxes:
$5,682
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$5,682
Association Fee Required:
Yes
Association Fee:
$600
Association Fee Frequency:
Annually
Association Fee Includes:
Shared Amenities
Association Company:
Mill Creek HOA
Association Company Number:
3202923766
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
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Listing provided by RMLS,
courtesy of Keller Williams Classic Rlty NW.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.

